UPI ID: Customer has to select the UPI ID followed by the linked account from the available UPI IDs/linked accounts.Customer need to enter the UPI PIN to fetch the available balance.Ĭustomers can initiate a Pay/send transaction using any of the below options: Request Balance option is available for the linked accounts under selected UPI ID on the Home screen of BHIM UPI. Once the Bank is selected, the list of accounts will be displayed for linking to UPI ID. Savings/Current/Overdraft accounts of any bank that is live on UPI can be linked to UPI ID by selecting the Bank name from the list of available Banks. UPI PIN can be changed by entering the current UPI PIN followed by the new UPI PIN. UPI PIN can be set by entering last 6 digits of Debit card and Expiry Month & Year followed by entering the OTP received on Registered Mobile Number and ATM PIN. UPI ID is a unique identifier which will be used to send or receive money without sharing Bank Account details.Ĭreate UPI ID/Link account(s)/Set BHIM UPI PIN/Change UPI PIN can be done by clicking on Manage option available on the Home page of BHIM UPI. Maximum 3 UPI IDs can be created through UPI in VYOM Application.Ĭustomers can perform the following financial and non-financial transactions using BHIM UPI in VYOM app. Customers should create a UPI ID of their choice containing a-z, A-Z ,0-9.(dot),-(hyphen) based on availability with the UPI handles “, , through VYOM app and need to link Bank account(s) with UPI ID by selecting the bank from the list of Banks available on UPI. When the customer clicks for the first time on BHIM UPI icon in the VYOM application, the app will display a message that “No Virtual Payment Address (VPA) is available to perform a transaction, do you want to create a UPI ID?”Ĭustomer has to click on ‘Yes’ to create a new UPI ID. Customer has to select either Mobile Banking or UPI or both based on the requirement. How to Register for BHIM UPI in VYOM application:Īt the time of registration in VYOM application, the customer will be asked to select the services to be activated viz. VYOM application is available for download from Google Play store and Apple App Store. Union Bank of India currently provides BHIM UPI facility to the customers of the bank through the container application VYOM which is a providing both mobile banking and UPI functionalities. UPI (Unified Payments Interface) is an instant real-time payment system developed by National Payments Corporation of India (NPCI).UPI facilitates P2P (Peer to Peer), P2M (Person to Merchant) and P2PM (for small merchants and unorganized retail sector) transactions.
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